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by Zsolt Szemerszky

Zsolt Szemerszky

General prerequisites for Monaco residency

General prerequisites for Monaco residency

To successfully apply for the Monaco residency card, there are several prerequisites to fulfil.

These prerequisites are reasonably straightforward and if the applicant can provide all of the required documents, there should be no general reason why the applicant would not be granted Monaco Residency and receive their Monaco residency card.

It is good to know that each of these evidences and supporting documents have to be presented in an original form and accompanied by a certified French translation.


For general identification, the Monégasque Government requests valid passports and birth certificates from all applicants.

You will not be granted a Monaco passport during your first year of residency due to the Monaco Carte de Resident, Temporaire (temporary residents permit), therefore your passport has to be valid for the period of your Monaco residency.

Good character

One of the most important prerequisites for a residence permit is proving that you are of good character. The Monégasque Government will require a certificate of good conduct, namely a criminal record check (Certificato penale) information from the country or last two countries in which you have resided in the five years prior to yourarrival in Monaco.

This Monaco residency security check is required for each member of your family who are also applicants for a Monaco residence permit. In the Principality, an adult is anyone over the age of 18 years for this purpose. The police certificate should not be more than three months old at the time of application for the residency.

Family status

For your application for a Monaco residence permit to be successful, you also need to provide information on your family status.

If you are married, you need to provide your marriage certificate. In the case that you are divorced, an official divorce certificate or a certificate of legal separation will be requested by the Monégasque government.

If you are a widow, then you need to provide a death certificate of your spouse who is deceased.

Your marital status is also important for opening a bank account. Even if it is not an official requirement, the bank might request to have a signed prenuptial agreement, known as a marriage contract. Furthermore, if you have children under the age of 16, you need to provide the passport or identity card for each child, proof of custody of minors, (proof of adoption, if applicable) as well as proof of schooling for children educated outside Monaco.


A physical address in the Principality of Monaco is a prerequisite for the application. In addition, it is highly important that the property has sufficient bedrooms to accommodate the number of persons applying.

If you buy an apartment in the Principality, you need to provide a notarised property deed to prove that you are the rightful owner of the property.

If you are renting an apartment, you need to provide the tenancy agreement registered with the Department of Tax Services.
When you rent an apartment, you must be aware that your tenancy agreement for the property is subject to registration duty tax and the leasehold duty tax, which is always covered by the tenant.

The leasehold duty is calculated at a rate of 1% of the rent amount, and this includes the costs corresponding to the entire period in which the tenant occupies the property. You must pay the leasehold duty in full when you register your tenancy agreement contract.

You must register your tenancy agreement within the first three months that follow the signing of the contract to avoid penalties. You will also need this proof for the application of the Monaco residence permit application.

If you are staying with someone, you will need to present a certificate of free accommodation signed by the person you are staying with. It is important to know that friends cannot stay together, only families. For example: a close relative, your spouse, or partner with whom you are living as a couple.

You must also provide the tenancy agreement of the person you are staying with who rents their home, or the property deed if the person you are staying with owns their home.

In every case, you also need to provide a new electricity contract for your Monaco apartment and the most recent electricity bill if there is any.

Health report

A health report is requested for applicants of 70 years and over.

Financial status

All applicants must show evidence of sufficient funds in which to live within the territory of the Principality of Monaco.

There are six different ways to be accepted for a Monaco residence permit:

1. If you are self-employed or the manager or director of a company, you need to provide a copy of the relevant Trade and Industry Register entry.

2. If you are setting up a business in Monaco, you need to provide a receipt from the Business Development Agency confirming the admissibility of your application to start a business.

3. If you are an employee in Monaco you need to provide a certificate from the Employment Office authorising employment in Monaco appropriate to individual circumstances, namely an undertaking of employment, an application for permission to hire, or your work permit and most recent pay slip.

4. If you are retired, a proof of pension.

5. If you are being supported by someone else, a letter from the third party, namely a relative, spouse, or partner with whom you are living as a couple, confirming that they are fully supporting you. Also, documentary evidence of that person’s financial resources as appropriate to their circumstances.

6. For all other cases, a reference from a Monaco-based bank confirming that you have sufficient funds to live in Monaco. It might also be helpful if you can provide any other documentation to the Monégasque Government that establishes you have sufficient financial resources to live in Monaco.

Police interview

To complete the Monaco residency process, an official residency interview will be arranged, during which all of the required documents are to be submitted. This usually take place in the Residents Section of the Directorate of Public Security (Direction de la Sûreté Publique).

Following this, your Monaco residency application will be processed, and if all documentation and prerequisites are fulfilled, it will be authorised. All of the documents must be completed, duly signed, and translated to French.

There are slight differences between the European Economic Area Nationals (Germany, Andorra, Austria, Belgium, Bulgaria, Croatia, Cyprus, Denmark, Spain (including the Balearic and Canary Islands), Estonia, Vatican City, France (Guadeloupe, Martinique, French Guiana, Réunion), Finland, Greece, Hungary, Ireland, Italy, Iceland, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Norway,

the Netherlands, Poland, Portugal (including the archipelagos of Madeira and the Azores), Czech Republic, Romania, United Kingdom (England, Scotland, Wales, Northern Ireland, Gibraltar), San Marino, Slovakia, Slovenia, Sweden, Switzerland.) and non-EEA Nationals.

One of the most important changes is that non-EEA Nationals must first apply for a settlement visa from the French Consulate in their home country.

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